The following commentary and research information deal with the legislative and regulatory aspects of Financial and Estate Planning, and the Administration and Management of Superannuation, namely self managed superannuation funds.

It is intended to be educational, informative and thought-provoking. The contents of these reports are of a general nature and do not constitute personal investment advice.

The information is provided without taking into account the investment objectives, financial situation or particular needs of any particular person. Prospective investors are advised to consider their own financial circumstances and investment objectives and to seek independent investment advice.

Political shenanigan in an election year will ensure no enonomic recovery in the US until 2013 | Europe will unwillingly accept its economic reality, Eurozone will face structural change as peripheral countries finally default leaving bond markets in chaos | China will move to slow its economy to avert economic meltdown as export-led recovery fails to materialize. This will impact the resources boom in Australia, lead to higher unemployment and potential recession spurred by weak manufacturing and retail